ZIP Interest-Free Finance

Treat your smile now, pay later

For treatments under $300, Zip is an excellent option. Spread your treatment cost over 4 fortnightly payments.


You can download the app or go online and apply in minutes. 


Learn more and apply online now!

Am I eligible for ZIP?

To pay for treatment using ZIP you need to be over 18 years of age, have a New Zealand debit or credit card, and be living in New Zealand.


Let our friendly staff know prior to your appointment that you wish to use ZIP.


To make a payment with ZIP, you can download the ZIP mobile app (available on apple or android) or log-in/create an account on the website.


You then simply navigate to “in-store” and create an in-store code which is shown to staff to spend up to your available balance.

That’s correct! As long as you pay your scheduled payments on time you will only pay your treatment cost and not a cent more.


However, if you miss a scheduled payment, and don’t process a payment before midnight on the day it is due, ZIP do charge an $8 default fee and a further $8 for every week that payment is outstanding so make sure you have money in your account in advance of your payments coming out.


ZIP will email you in advance every time as a reminder.

When you apply for ZIP you will need a form of photo identification such as a drivers license or New Zealand passport. You will also need a New Zealand debit card or credit card.

Just ask our lovely staff at the front desk to help you on the day of your appointment or call the ZIP support team at 09 489 8144.

You can find more Frequently Asked Questions answered here.